8. The customer pays the Bank the price of the car by way of monthly instalments. Most of other Islamic banks in Malaysia however apply the. AITAB contract for .Al-Ijarah Thumma Al-Bai (AITAB). Shariah-compliant car financing based on the principles of Ijarah Thumma Al-Bai'which means lease followed.KOD ETIKA BAGI PENGAMBIL SEMULA MILIK Product Disclosure Sheet (PDS) PDS Muamalat Hire Purchase (AITAB)-i · PDS Sewa Beli Muamalat (MHP)-i .The facility is given to you to part finance the purchase of a motor vehicle. Upon approval of the facility, an AITAB Agreement shall be entered between.Most vehicle financing facilities offered by Islamic financial institutions are based on al-ijarah thumma al-bai` (AITAB) concept. However, there are circumstances.
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